Crypto Payment Gateway for Prop Firms

CryptoNow is a crypto payment gateway for prop firms that lets you collect evaluation and challenge fees and pay funded-trader profit splits in crypto, settled directly to your own wallet — with no chargebacks, no rolling reserves, and no held funds. Because settlement is non-custodial, challenge-fee revenue and payout liquidity stay in wallets you control, not in a processor account that can be frozen.

A crypto payment gateway for prop firms handles the two money flows a proprietary trading firm runs on: collecting challenge fees from candidates, and paying profit splits to funded traders worldwide.

Why Do Prop Firms Struggle With Traditional Payments?

Proprietary trading firms are a high-risk category for card processors. Challenge fees are charged to a global audience, the product is digital, and the trading-adjacent nature of the business invites processor reviews — so firms face declines, chargebacks, frozen balances, and rolling reserves. A single account freeze can halt both incoming challenge fees and outgoing trader payouts at once.

The structural problem is custody: when a processor holds your funds, it can pause, reserve, or reverse them. Crypto settlement removes the reversibility, and a non-custodial gateway removes the custody.

How Does Crypto Fix the Prop-Firm Payment Model?

Crypto changes the economics on both sides of the flow.

1. Irreversible challenge fees: A confirmed crypto payment cannot be charged back, so a candidate who fails an evaluation cannot dispute the fee. This removes the friendly-fraud chargebacks that plague card-funded challenges.
2. No rolling reserves: With nothing to reverse, there is no reason for a processor to hold reserves against your revenue — and CryptoNow holds none, because it never holds your funds.
3. Global payouts: Funded traders are paid in 35+ tokens across 15 networks, with no card network gating the transaction.
4. Direct settlement: Fees land in your account wallet; payouts leave from it. There is no provider-held balance in between.

How Do You Collect Challenge Fees?

Challenge fees are collected with checkouts or assigned wallets. You can create a sale checkout with a fixed fee in a chosen fiat currency, payable in any supported token, and share it as a link, embed, or iFrame — or assign a candidate a permanent static client wallet so repeat attempts are always credited to the same address. Each payment can carry a clickId so you can map a fee to a specific candidate or evaluation in your own system. Full mechanics are covered in collecting prop firm challenge fees in crypto.

How Do You Pay Funded Traders?

Profit splits go out through multisend, which pays many traders in one batch at $0.10 per address plus the network miner fee. For any token, the system batches one transaction per 200 addresses, so a 500-trader payout run settles as three transactions. Two features make this safe to automate:

• Idempotency-Key: The withdrawal endpoint accepts an Idempotency-Key header, so a retried payout after a dropped connection executes only once — no double payouts.
• Autosign: Enabled by default, it signs payout batches without manual approval; disabling it would stop multisend from processing.

Instant, repeatable payouts are a competitive feature for a prop firm — see instant profit-split payouts for funded traders.

Forex Prop vs Futures Prop: Does the Payment Model Differ?

The payment model is the same for both: collect challenge fees in, pay profit splits out, non-custodially. The differences are in the trader profile and currency mix, not in how CryptoNow settles. Both models benefit identically from irreversible fees, batch payouts, and direct-to-wallet settlement. The distinction matters more for evaluation rules than for payments — the forex-prop versus futures-prop comparison changes trader profile, not how CryptoNow settles.

What Does It Cost?

Full detail is on the prop firm gateway page and the pricing page.

Why Non-Custodial Matters for a Prop Firm

Because CryptoNow never holds your funds, a prop firm keeps control of both challenge revenue and payout liquidity: no frozen balances, no rolling reserves, no forced conversions, and no account to lose. The technology is independently audited by Datami, with offline private keys, multi-level 2FA (email, authenticator app, phone), and exportable keys and seed phrases per wallet. Onboarding is low-friction: sign up by email, phone, Google, or MetaMask with no lengthy verification, create a Business account, and generate API keys to integrate with your dashboard.

How CryptoNow Fits a Prop Firm's Stack

A typical setup collects challenge fees through branded checkouts or static client wallets, runs profit-split payouts via multisend with idempotency, and triggers withdrawals from the firm's own dashboard via the API. Deposits are credited on confirmation and swept to the account wallet through autosign, and every transaction carries a hash and optional clickId for reconciliation.

What Happens If a Trader Sends the Wrong Token?

Many candidates and funded traders are not crypto-native, so wrong-asset deposits happen. A recognised token on a supported network is auto-detected and credited with no manual work. An unrecognised token is recoverable via the exportable per-client private key: the firm reveals that wallet's key after passing two-factor authentication and retrieves the asset. Either way, a mistyped challenge-fee payment becomes a quick fix rather than a lost candidate and a support dispute.

How Fast Are Fees and Payouts Settled?

Challenge fees are credited as soon as the network confirms them. A payment moves from New (created) to Pending (detected on-chain) to Done (confirmed), and unique charge addresses are monitored for up to 60 minutes before a charge expires. Payouts leave on demand from the account wallet, batched one transaction per 200 addresses, so a firm is never waiting on a processor's multi-day settlement cycle to fund the next run.

Which Networks and Tokens Are Supported?

CryptoNow covers 35+ tokens across 15 networks, so candidates and traders transact in assets they already hold. Supported networks include Bitcoin, Ethereum and ERC-20 tokens, BNB Chain and BEP-20 tokens, Tron and TRC-20 tokens, Polygon, Optimism, Arbitrum, Avalanche, Fantom, Moonbeam, Solana, Blast, and TON. Common assets include BTC, ETH, BNB, TRX, MATIC, and SOL, plus major stablecoins such as USDT and USDC across several networks — useful for paying profit splits in a stable unit.

Glossary of Key Terms

• Challenge fee: The fee a candidate pays to take a prop firm's evaluation.
• Profit split: The funded trader's share of trading profits, paid out by the firm.
• Account wallet: The firm's own wallet that receives settled fees and funds payouts.
• Static client wallet: A permanent per-candidate address where repeat attempts are always credited.
• Multisend: Batch payouts to many traders at $0.10 per address.
• Idempotency-Key: A withdrawal header that prevents a retried payout from executing twice.
• Autosign: Automated signing, enabled by default, required for sweeps, swaps, and payouts.

FAQ

Can a prop firm collect challenge fees and pay traders in crypto?

Yes. CryptoNow lets prop firms collect challenge fees and pay funded-trader profit splits in 35+ tokens across 15 networks, settled non-custodially to the firm's own wallet.

Can challenge-fee chargebacks be eliminated?

Yes. A confirmed crypto payment is irreversible, so a candidate cannot dispute and reverse a challenge fee the way they can a card payment.

Are rolling reserves required?

No. CryptoNow never holds your funds, so there is no provider-held balance and no rolling reserves held against your revenue.

How are funded traders paid at scale?

Through multisend, which pays many traders in one batch at $0.10 per address plus the network miner fee, with an Idempotency-Key to prevent duplicate payouts.

What does it cost a prop firm to use CryptoNow?

A 0.5% system fee on withdrawals and challenge-fee settlement plus the network miner fee, $0.10 per address for multisend payouts, and no setup, monthly, or minimum-volume fees.

What happens if a trader sends the wrong token?

A recognised token on a supported network is auto-detected and credited. An unrecognised token is recoverable via the exportable per-client private key after passing two-factor authentication.

Does CryptoNow hold a prop firm's funds?

No. Settlement is non-custodial. Confirmed fees sweep to the firm's own account wallet, and the firm can export each wallet's private key or seed phrase after two-factor authentication.

Which cryptocurrencies can candidates and traders use?

35+ tokens across 15 networks, including Bitcoin, Ethereum, BNB, Tron, Polygon, Solana, and TON, plus major stablecoins such as USDT and USDC on several networks, which keeps payout values predictable.

Can payouts be triggered from our own dashboard?

Yes. CryptoNow exposes a REST API and Node.js SDK, and the withdrawal endpoint supports an Idempotency-Key header, so payouts run from your back office without double-sends.

Are repeat challenge-fee attempts credited reliably?

Yes, when using a static client wallet, which is permanent per candidate per network. Repeat attempts to the same address are always credited, unlike a single-use checkout charge.

To see challenge-fee collection and trader payouts in one place, start with the prop firm gateway.